Argument: Markets are better at regulating cell phone use in cars
- Debate: Banning cell phones in cars - con argument.
Paul Tetlock, Jason Burnett and Robert Hahn. "Ban Cell Phones In Cars?". Cato.org. December 29, 2000 - Indeed, it is likely that the market will more effectively address cell phone risks than will government intervention. If the cell phone problem becomes serious enough, car insurance companies can classify drivers who use cell phones in higher-risk groups and charge them commensurately higher premiums. Because an insurance company bears the burden of reimbursing injured parties for their losses, a company may decide to charge drivers who use cell phones higher premiums, to compensate for the increased risk that cell phones force the company to assume.